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Rates Information

Loan Rates Share Rates

Effective as of: February 2024
Share Rates
Dividends are declared and paid at the end of each quarter for all savings accounts. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2020. There may be a penalty for early withdrawal of share certificates.
Shares
TypeBalanceAPR*APY*
Regular Savings$100.01 - $999,999.05%.050%
HSA Accounts$100.01 - $999,999.05%.050%
IRA $100.01 - $999,999.05%.050%
Money Marketminimum deposit and balance of $1,000.01.75%.752%
Money Market Plusminimum deposit and balance of $25,000.011.00%1.004%
Advanced Money Marketminimum deposit and balance of $75,000.012.00%2.015%
Rising STARminimum deposit $5.00 Under age 21 Maximum of $1,000.004.91%5.022%
Unexpected Expense Accountminimum deposit $5.00 Maximum of $5,000.00.05%.050%
Christmas and Vacation Clubs.05%.050%
Share Certificates - $500 minimum
TypeTermAPR*APY*
Member6 mos.55%.551%
Regular /IRA12 mos4.91%5.022%
Regular /IRA18 mos.65%.652%
Regular /IRA24 mos.70%.702%
Regular /IRA30 mos.75%.753%
Regular /IRA36 mos.80%.803%
Regular /IRA60 mos.95%.954%
ADDITIONAL RATES CLICK ON SPECIALS/PROMOTIONS!
*APR='Annual Percentage Rate'
*APY='Annual Percentage Yield'

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