Notice: Due to the U.S. Mint ending penny production in early 2026, we can no longer order pennies. Returns are still accepted for now—updates to follow.

Aviso: Debido al fin de la producción de centavos por parte de la Casa de Moneda de EE. UU. en 2026, ya no podemos pedir centavos. Aún aceptamos devoluciones por ahora—actualizaciones próximamente.

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Rates Information

Share Certificates Share Rates Loan Rates

Effective as of: June 2025
Share Rates
Dividends are declared and paid at the end of each quarter for all savings accounts. Dividends are calculated on an average daily balance. All dividends are accurate as of 06/30/2025. There may be a penalty for early withdrawal of share certificates.
Shares
TypeBalanceAPR*APY*
Regular Savings$100.01 - $999,999.05%.050%
HSA Accounts$100.01 - $999,999.05%.050%
IRA $100.01 - $999,999.05%.050%
Money Marketminimum deposit and balance of $1,000.01.75%.752%
Money Market Plusminimum deposit and balance of $25,000.011.00%1.004%
Advanced Money Marketminimum deposit and balance of $75,000.012.00%2.015%
Rising STARminimum deposit $5.00 Under age 21 Maximum of $1,000.004.91%5.000%
Unexpected Expense Accountminimum deposit $5.00 Maximum of $5,000.00.05%.050%
Christmas and Vacation Clubs.05%.050%
*APR=Annual Percentage Rate *APY=Annual Percentage Yield

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