Rates

Effective as of: March 1, 2021
Share Rates
Dividends are declared and paid at the end of each quarter for all savings accounts. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2020. There may be a penalty for early withdrawal of share certificates.
Shares
TypeBalanceAPR*APY*
Regular Savings$100.01 - 999,999.05%.050%
IRA $100.01 - 999,999.05%.050%
Share Certificates - $500 minimum
TypeTermAPR*APY*
Member6 mos.30%.301%
Regular /IRA12 mos.35%.351%
Regular /IRA18 mos.40%.401%
Regular /IRA24 mos.45%.451%
Regular /IRA30 mos.50%.501%
Regular /IRA36 mos.55%.551%
Regular /IRA60 mos.75%.753%
STAR Member6 mos.55%.551%
STAR Reg/IRA12 mos.60%.601%
STAR Reg/IRA18 mos .65% .652%
STAR Reg/IRA24 mos .70% .701%
STAR Reg/IRA30 mos .75% .753%
STAR Reg/IRA36 mos .80% .802%
STAR Reg/IRA60 mos1.00%1.005%
Rising STARminimum deposit $5.00 Under age 21 Maximum of $1,000.004.91%5.00%
Money Marketminimum deposit and balance of $1,000.01.10%.100%
Money Market Plusminimum deposit and balance of $10,000.01.15%.150%
Advanced Money Marketminimum deposit and balance of $50,000.01.20%.200%
Christmas and Vacation Clubs.05%.050%
Unexpected Expense Accountminimum deposit $5.00 Maximum of $5,000.00.10%.100%
HSA Accounts$100.01 - 999,999.10%.100%
ADDITIONAL RATES CLICK ON SPECIALS/PROMOTIONS!
*APR='Annual Percentage Rate'
*APY='Annual Percentage Yield'