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Loan Products
TMTFCU has a loan for all your personal or business needs. Low rates, simple interest, no prepayment or application fees. Rates are based on credit.
Click any loan product on this page to be directed to the loan application.
New and Used Vehicles – New and used auto, truck or motorcycle loans available. TMTFCU offers a variety of rates and terms, one that will surely meet your needs. Buy from the dealer or a private owner, or refinance your current auto loan from another lender. Our lightning fast results make the process smooth and easy.
Personal Loans – Or Signature Loans are granted to members based on their signature. These loans may be given for a variety of reasons, with a minimum of $500 and a maximum loan amount of $25,000.
Credit Builder – This loan is designed for individuals with impaired credit who are looking to rebuild.
Secured Share/Certificate Loan – Some members like the option of borrowing their own money at a low interest rate. This loan is NOT based on credit, and you pick an affordable monthly payment.
RV (Recreational Vehicle) / Boat Loans – These loans are designed for RV or boat purchases.
UCC Loan – For your campers, snow plows, dirt bikes, jet skis, and other motorized toys.
VISA Credit Card – Enjoy the flexibility of using your low rate TMTFCU Visa Credit Card for any purchase, large or small! Call for application.
Check Your Balance/Customer Service Number – 1-855-756-5749
Home Equity Line Of Credit – With a variable rate Credit Line, use the equity in your home to consolidate debt, make home improvements, and more! When your credit line is approved, you’ll have the ease of accessing it anytime anywhere by writing a check! Why not let your home work for you?.
Home Equity Loan or Second Mortgage - This is a fixed rate Home Equity product. If you’re looking to update your home, payoff credit card debt, or simply refinance your first mortgage to a lower rate, this may be what you’re looking for.
Mortgages – We work with Allanach Mortgage to provide a wide variety of financing options. Click the link below to apply now!
Ownership Advantage Auto Loan – The payments of a lease with the advantages of ownership.

Not Just For Teachers Anymore
777 East Main St.
Torrington, CT 06790
Tel: 860-489-2212
Fax: 860-496-7024
STAR: 844-275-6387
Monday- Wednesday
8:00AM to 5:00pm
Thursday 8:00am to 6:00pm
Drive Thru until 6:30pm
Friday 8:00am to 5:00pm
Drive Thru until 5:30pm
Saturday 9:00am to 12:00pm
Winsted Branch
19 Rowley St.
Winsted, CT 06098
Tel: 860-387-4018
Fax: 860-909-1125
Hours: Tues, Wed, Fri 8:30am-4:30pm
Thursday 8:30am-6:00pm
Saturday 9:00am-12:00pm
Closed Monday